Melio - Free Accounts Payable for Small Businesse...

Pay any vendor or bill in one beautiful tool

Key benefits

  • 0 subscription fee, 0 transaction fees. Pay any vendor with your debit card or bank transfer for free! Melio even mails checks for you in case vendors don’t accept digital payments – all completely free.
  • Pay by credit card to boost cash flow and earn rewards. Pay bills with a credit card even if vendors don't accept cards. Hold onto your cash longer (until your next credit card bill), get early pay discounts, tax write-offs & card rewards.
  • Perfect sync with QuickBooks, all-in-one tool - Accounts Payable re-invented. Every payment, vendor or bill you create will be synced between QuickBooks and Melio.

How it works with QuickBooks

Easily connect to Melio with your QuickBooks account and all bills, vendors details and payments automatically synced from your account to Melio.


Add vendor/bill details

Enter manually, upload a file or take a photo of an invoice. It's super easy. All data can auto-sync with QuickBooks.

Pay with card or bank

Schedule payments to pay exactly when you want. Pay by bank transfer or card, even where cards are not accepted.

Vendor gets a check or bank transfer

Choose how vendor gets paid. Melio mails a check on your behalf or direct deposit to the vendor's bank account.



Terms and Conditions
Privacy Policy

Pay your bills with Melio for $0 subscription fee

Pay with Bank Transfer Free Unlimited FREE
Pay with Debit Card Free Unlimited FREE
Pay with Credit Card 2.5% Unlimited Many cards offer ±2% cash back.
Fee is tax deductible ±0.75%.
Early pay discounts from vendors ±2%

+1 (917) 728-1207
Online support:


How do I get started?
It only takes a few seconds to set up your account to start paying vendor invoices. Just signup using QuickBooks and start paying your vendors.
Do I need to inform my vendors that I am using Melio?
No, you don't. Your vendors will receive their payments in the same way as before.
How does Melio send checks on my behalf?
By accepting our terms of service, Melio is authorized to send checks on your behalf. We partner with Evolve Bank and Trust in order to do so.
Is it safe to pay through Melio?
Yes! Security is our #1 priority as a payment system. Please visit our security page for more information.